This picture shows a bicycle accident. The cyclist who has had the mishap is likely to blame the incident on external factors,such as having to swerve to avoid a pothole, rather than oninternal factors, such as his own carelessness or inattention. This tendency to distance ourselves from our failures is called: 
A) the self-effacing bias.
B) hindsight bias.
C) prosocial behavior.
D) the self-serving bias.
Correct Answer:
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