"I Can't Believe That People Would Be So Stupid as to Build

"I can't believe that people would be so stupid as to build a house on the edge of a cliff like that; it's their own fault they are homeless now," Owen said as he looked at the news footage of the wrecked expensive homes at the bottom of the muddy hillside collapse. Owen's response illustrates an attributional pattern called:

A) the self-serving bias.
B) the fundamental attribution error.
C) blaming the victim.
D) hindsight bias.