An insurer's bad faith refusal to pay a claim generally is considered to be any frivolous or unfounded refusal to comply with the demand of a policyholder to pay according to the policy.

Name: An insurer's bad faith refusal to pay a claim generally is considered to be any frivolous or unfounded refusal to comply with the demand of a policyholder to pay according to the policy.
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This is the general definition of bad faith refusal to pay a claim by an insurer.

An Insurer's Bad Faith Refusal to Pay a Claim Generally