A depositor issued a check and, after mailing the check, suffered a heart attack and died. In the regular course of business, the bank paid the check when presented for payment, despite the fact that the bank had received notice fourteen (14) days earlier of the depositor's death. In terms of the bank's payment of the check

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The bank is potentially liable to the depositor's estate. According to the Uniform Commercial Code, a bank may be held liable for paying a check after it has received notice of the depositor's death. The bank should have taken steps to stop payment on the check or verify that it was a legitimate transaction before paying it. The estate of the depositor may be able to pursue legal action against the bank for paying the check without proper authorization.

A Depositor Issued a Check And, After Mailing the Check