Which of the following provides lower rates for the employer or employee and includes all employees regardless of health,physical condition,or length of employment?

Question

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B) In addition to hospitalization and medical benefits,most employers provide group life insurance plans.Employees can usually obtain lower rates in a group plan.And group plans usually accept all employees-including new,nonprobationary ones-regardless of health or physical condition.

Which of the Following Provides Lower Rates for the Employer