In Which of the Following Circumstances Is a Debtor Not

In which of the following circumstances is a debtor not empowered to apply to a Court for changes to be made to a credit contract?

A) When the debtor is a corporation.
B) When the debtor cannot meet the repayments because they are experiencing hardship.
C) When the credit contract is unjust.
D) When the debtor was unable to pay the amount required under the consumer contract and the creditor could have ascertained this through appropriate enquiries.