Which One of the Following Defines Frame Dependence

Which one of the following defines frame dependence?

A) Investors react differently to prospective gains and losses.
B) Investors tend to make more cognitive errors when they view investing as gambling.
C) Investors tend to be more irrational in bear markets than in bull markets.
D) Investors react differently depending on how an opportunity is presented.
E) Investors suffer from money illusion in bull markets but not in bear markets.