Which one of the following is most apt to create an environment that increases mortgage prepayments?

Question

Quizplus · Accepted Answer

When home mortgage rates decline significantly, homeowners are more likely to consider refinancing their mortgages or paying them off early, as it becomes more financially advantageous to do so. This may lead to an increase in mortgage prepayments. The other options are less likely to have a direct impact on mortgage prepayments.

Which One of the Following Is Most Apt to Create