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Alice Took Out a Loan for $19,500 at 13 1/2

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Alice took out a loan for $19,500 at 13 1/2% on Nov 4, 2018 which will be due on January 14, 2019. Using ordinary interest, what will be the interest cost and what amount will Alice pay back on January 14, 2019?

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Days = 26 + 31 + 14 ...

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