José Is Putting Money for College in a Savings Account

José is putting money for college in a savings account. The bank makes the money available to business borrowers. In essence

A) José is supplying loanable funds for business investment.
B) José is a demander of loanable funds.
C) the interest rates that businesses pay are independent of the actions of suppliers of funds such as José.
D) financial markets are not performing the role of an intermediary.