With regards to credit analysis, this refers to the ethical quality of the applicant on which one can base a judgment about his or her willingness to pay bills.
A) Character
B) Capacity
C) Capital
D) Collateral

Question

Quizplus · Accepted Answer

Character refers to the ethical quality of the applicant and is a key factor in credit analysis. It helps to assess the applicant's willingness to pay bills on time and meet financial obligations. Capacity refers to the applicant's ability to repay the loan, capital refers to the applicant's financial strength, and collateral refers to the assets that can be used as security for the loan. While all these factors are important in credit analysis, character is the best choice for the given question.

With Regards to Credit Analysis, This Refers to the Ethical