Savings banks have nearly three quarters of their assets in the form of

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Savings banks typically have a large portion of their assets in the form of real estate mortgages and mortgage-backed securities, as they specialize in providing home loans and mortgages to their customers. This type of asset is generally considered to be low-risk, as it is secured by real property and generates a steady stream of income through interest payments. Other common assets held by savings banks include securities and cash reserves, but these typically make up a smaller portion of their overall asset base. Unsecured loans, on the other hand, are generally considered to be higher-risk and are not a common asset type for savings banks.

Savings Banks Have Nearly Three Quarters of Their Assets in the Form