Which of the following is an example of institutional discrimination?
A)Federal Housing Administration manuals that redlined White neighborhoods as too "high risk" for lending.
B)Underwriting practices that result in Black families with good credit being offered prime loans.
C)A landlord who does not return phone calls to people with last names that "sound" Latino.
D)Check-cashing and payday loan establishments outnumbering accredited banking institutions in poor, urban neighborhoods.

Question

Quizplus · Accepted Answer

Institutional discrimination refers to policies or practices that systematically disadvantage certain groups. The prevalence of check-cashing and payday loan establishments over accredited banks in poor neighborhoods is an example of institutional discrimination, as it reflects systemic inequalities in access to financial services.

Which of the Following Is an Example of Institutional Discrimination