If a Physician Decides Not to Extend Credit to a Patient

If a physician decides not to extend credit to a patient, what must be done according to the Fair Credit Reporting Act?

A) Call the patient and tell him his bill must be paid in full immediately
B) Inform the patient in writing why credit was denied
C) Explain to the patient that you will be unable to extend credit
D) Avoid discussing the issue of credit with the patient to avoid embarrassment
E) Report the patient's lack of creditworthiness to the state's credit monitoring service