Sekelow Enterprises is a debt collection agency.It uses postcards to contact consumer debtors it is attempting to collect from for its clients.The name "Sekelow Enterprises" and the company address appear on the postcards used along with: "VERY IMPORTANT: PLEASE CONTACT US ABOUT YOUR DILLARD'S DEBT."
A)Sekelow has violated the Fair Debt Collections Practices Act.
B)Sekelow has not violated the Fair Debt Collections Practices Act if it follows up with a phone call and verification of debt.
C)Sekelow cannot collect the debt without registering as a credit repair organization.
D)both a and c

Question

Quizplus · Accepted Answer

By using postcards to contact consumer debtors, Sekelow Enterprises has violated the Fair Debt Collections Practices Act, which prohibits debt collectors from disclosing information about a debt to third parties. The use of postcards allows anyone who handles the postcard to see that the consumer has a debt with Sekelow Enterprises, thus disclosing the debtor's private financial information to a third party.

Sekelow Enterprises Is a Debt Collection Agency