Mark and Betty Want to Keep $339,200 in Cash Equivalents

Mark and Betty want to keep $339,200 in cash equivalents that are FDIC insured. They could accomplish this by

A) investing $74,200 in a money market mutual fund and $265,000 in a federally insured credit union.
B) dividing it equally into three different joint accounts in the same federally insured bank.
C) dividing it equally into two different joint accounts in two different credit unions.
D) dividing it equally into two individual accounts at the same bank.