Which of the following prevents an insurer from denying payment because it decides to investigate the application for fraud?

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The incontestability clause prevents an insurer from denying payment because it decides to investigate the application for fraud after a certain period of time, typically two years, has passed since the policy was issued. This means that the insurer cannot contest the validity of the policy on the grounds of misrepresentation or fraud by the policyholder after this period.

Which of the Following Prevents an Insurer from Denying Payment