The UCC requires banks to certify a check if a customer has sufficient funds in the account.

Name: The UCC requires banks to certify a check if a customer has sufficient funds in the account.
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The Uniform Commercial Code (UCC) does not require banks to certify checks even if the customer has sufficient funds in the account. Certification is optional and typically done at the request of the payer or payee to guarantee payment.

The UCC Requires Banks to Certify a Check If a Customer