Under Most Professional Indemnity Insurance Policies, Which of the Following

Under most professional indemnity insurance policies, which of the following must be true in order for a claim to be covered?

A) A policyholder must be insured at the time the claim arose or at the time the claim is filed.
B) A policyholder must be insured at the time the claim arose, but does not need to be insured at the time the claim is filed.
C) A policyholder must be insured at the time the claim arose and at the time the claim is filed.
D) A policyholder must be insured at the time the claim is filed, but does not need to be insured at the time the claim arose.
E) A policyholder need only show evidence of current payment of policy premiums.