Whether workers must "opt into" or "opt out of" a retirement savings plan _____ make a difference if workers are rational optimizers and _____ make a difference if workers' behaviour exhibits inertia.
A)would; would
B)would not; would not
C)would; would not
D)would not; would

Question

Quizplus · Accepted Answer

If workers are rational optimizers, they will make the same decision regardless of the default option, so it would not make a difference. However, if workers exhibit inertia, the default option (opt-in or opt-out) can significantly influence their decision, making a difference.

Whether Workers Must "Opt Into" or "Opt Out Of" a Retirement