Ridgetop Bank creates a paper reproduction of customer Sophie's check with the statement "This is a legal copy of your check. You can use it in the same way you would use the original check." This is
A)acertified check.
B)acashier's check.
C)asubstitute check.
D)avoid check.

Question

Quizplus · Accepted Answer

A substitute check is a paper reproduction of a customer's original check that contains an image of the front and back of the original check, along with certain additional information. These substitute checks are legally acceptable as a replacement of the original check and can be used in the same way as the original check. Therefore, the given scenario is an example of a substitute check. The other options, such as certified and cashier's checks, involve different processes and are not relevant to the given scenario. A void check is simply a check with the word "VOID" written across it to indicate that it cannot be used for payment.

Ridgetop Bank Creates a Paper Reproduction of Customer Sophie's Check