Brandy forges Caleb's signature on a check "payable to the order of Brandy" drawn on Caleb's account in Downtown Bank. Caleb's forged signature
A)is effective if an innocent third party accepts the check.
B)is effective to the degree that it matches Caleb's genuine signature.
C)is effective to the extent that Downtown Bank debits Caleb's account.
D)has no legal effect.

Question

Quizplus · Accepted Answer

A forged signature has no legal effect because it is not authorized by the person whose signature is forged. Therefore, Caleb's forged signature on the check is not valid, and Downtown Bank should not debit Caleb's account based on a forged signature.

Brandy Forges Caleb's Signature on a Check "Payable to the Order