After the Financial Crisis of 2008-2009, Congress Responded by Passing

After the financial crisis of 2008-2009, Congress responded by passing the Dodd-Frank Wall Street Reform and Consumer Protection Act.In doing so, Congress mandated tougher regulation on larger banks, but left the rulemaking needed for implementation to agencies including the Securities and Exchange Commission (SEC) , the main regulator of the securities industry.How would you expect the SEC to have carried out its rulemaking mandate here?

A) Through administrative adjudication at the agency, after complaints from financial institutions, with some disputes being forwarded to federal courts
B) By crafting rules and regulations to send to Congress for verification, as outlined in the Administrative Procedure Act
C) Through the rule-making process, as outlined in the Administrative Procedure Act
D) By consulting with top securities firms and industry leaders and then lobbying Congress for rules that the industry favored, as required under the Administrative Procedure Act