Denise has a tendency to believe that she is responsible when bad things happen, even when she is clearly not to blame. This is an example of the cognitive distortion called:

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Personalization is a cognitive distortion where an individual believes that they are responsible for events outside of their control, attributing unrelated negative events to themselves. Denise's belief that she is responsible for bad things happening, even when not at fault, exemplifies this distortion.

Denise Has a Tendency to Believe That She Is Responsible