Unlike short-term insured plans, which generally cover all full-time workers, long-term disability plans usually cover mostly salaried workers after they meet a probationary period lasting from three months to one year.

Question

Quizplus · Accepted Answer

Long-term disability plans often target salaried employees and typically require a probationary period before coverage begins, which can range from three months to one year, unlike short-term plans that might cover all full-time workers more immediately.

Unlike Short-Term Insured Plans, Which Generally Cover All Full-Time Workers