Purchase of an administrative services only (ASO) contract and stop-loss insurance gives the employer the potential cash flow and expense advantage of self-funding, while reducing the employer's administrative burden and potential for catastrophic risk.

Question

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An ASO contract allows the employer to outsource administrative tasks such as claims processing, while stop-loss insurance protects against high claims, combining the benefits of self-funding with risk management and reduced administrative burden.

Purchase of an Administrative Services Only (ASO) Contract and Stop-Loss