Under the Health Insurance Portability and Accountability Act, an employer can impose only up to twelve months preexisting conditions exclusions for regular enrollment and up to eighteen months for late enrollment.

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The Health Insurance Portability and Accountability Act (HIPAA) allows group health plans to impose a preexisting condition exclusion period of up to 12 months for individuals who enroll when first eligible and up to 18 months for late enrollees, provided they had a break in coverage exceeding 63 days.

Under the Health Insurance Portability and Accountability Act, an Employer