Part of Each Premium, for All Types of Cash Value

Part of each premium, for all types of cash value life insurance, is used to make payments on the protection element of the contract, but the protection element of the contract has an expected return.This return is equal to:

A) the probability of death multiplied by the amount of protection.
B) the premium amount multiplied by the returns on investment.
C) the increase in premium amount multiplied the amount of protection.
D) the face value multiplied by return in investment.
E) the probability of death multiplied by the increase in premium amount.