Which of the following provisions provides that the beneficiary must survive the insured by a specified period of time or must be alive at the time of payment to be entitled to the proceeds?

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The common disaster provision is designed to address situations where the insured and the beneficiary die in the same event or within a short period of time. It stipulates that the beneficiary must survive the insured by a specified period (often 30 or 60 days) to be entitled to the proceeds. If the beneficiary does not survive the insured by this period, the proceeds are paid as if the beneficiary had predeceased the insured, typically to the contingent beneficiary or the insured's estate.

Which of the Following Provisions Provides That the Beneficiary Must