Which of the following plans in group term life insurance allows employees to increase life insurance based on their individual needs and are subject to insurability evidence to avoid adverse selection?

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Supplemental plans in group term life insurance allow employees to increase their life insurance coverage based on individual needs, often requiring evidence of insurability to prevent adverse selection. This ensures that the insurance provider is not disproportionately covering individuals with higher risks without appropriate premium adjustments.

Which of the Following Plans in Group Term Life Insurance