Identify the figures of a mortality table that relate to an insured population where the possible effects of medical examinations used for selecting the terms of insurance do not influence the findings.

Question

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Ultimate tables are used in the context of mortality or life tables to represent the mortality rates of an insured population without distinguishing between individuals based on the time since they were issued insurance. This means they do not reflect the lower mortality rates often observed immediately after policy issuance, which can be influenced by medical examinations or selection processes. Thus, they relate to an insured population where the possible effects of medical examinations used for selecting the terms of insurance do not influence the findings.

Identify the Figures of a Mortality Table That Relate to an Insured