Which of the Following Is True About the Financial Planning

Which of the following is true about the financial planning process?

A) It creates a cash flow plan that could easily be translated to present values.
B) It is expected that this method gives a less accurate estimate of financial needs than the present value of the lost income stream.
C) It is expected that this method results in higher values than the ones obtained by the present value of the lost income stream.
D) This method overestimates the needs by assuming that the dead person stops consuming.
E) This method tries to estimate the economic value of a human life by calculating the value of the future income stream that will be lost in case of the person's death.