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Workers' Compensation Laws Provide for Four Types of Benefits: Medical

Question 29

Multiple Choice

Workers' compensation laws provide for four types of benefits: medical, income replacement, survivors' benefits, and rehabilitation.Identify the correct statement about medical benefits.


A) Workers' compensation imposes deductibles and coinsurance to create incentives for individuals to control their demand for medical services.
B) All laws provide unlimited medical care benefits for accidental injuries.
C) To save on the escalating costs of medical care in workers' compensation, the medical coverage excludes managed care.
D) Managed care increases the choice of doctors for the injured employee.
E) In case of an injury, the doctors' decisions are reviewed by the insurer, but medical procedures do not require approval from the insurer.

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