In a commercial general liability policy, the medical payments coverage is intended to provide health insurance to the insured and to any employees of the insured.

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Medical payments coverage in a commercial general liability policy is designed to cover medical expenses for bodily injury to third parties that occur on the insured's premises or as a result of the insured's operations, regardless of fault, and is not health insurance for the insured or their employees.

In a Commercial General Liability Policy, the Medical Payments Coverage