In a homeowners policy, the policy form is the substance of the contract, spelling out the specific coverage provisions.

Name: In a homeowners policy, the policy form is the substance of the contract, spelling out the specific coverage provisions.
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Quizplus · Accepted Answer

The policy form in a homeowners policy indeed constitutes the substance of the contract, detailing the specific coverage provisions, including what is and isn't covered, the limits of coverage, and any conditions or exclusions.

In a Homeowners Policy, the Policy Form Is the Substance