Loss of use coverage applies to personal property owned by others while it is "on the part of the residence premises occupied by an insured" and to property of guests and residence employees while at any residence occupied by an insured.

Question

Quizplus · Accepted Answer

Loss of use coverage typically applies to additional living expenses and loss of rental income when a residence becomes uninhabitable, not to personal property owned by others or guests.

Loss of Use Coverage Applies to Personal Property Owned by Others