Which of the following is covered under 'Coverage C-Personal Property' of the homeowners policy?
A)Structures used for business purposes
B)Attached garage
C)Homes plagued with toxic mold which needs lengthy remediation
D)Detached garage
E)The neighbor's lawnmower that you have borrowed

Question

Quizplus · Accepted Answer

Coverage C-Personal Property under a homeowners policy typically covers personal property owned or used by the policyholder on or off the premises. This includes items borrowed by the policyholder, such as a neighbor's lawnmower. Structures used for business purposes (A) and homes with toxic mold (C) are not covered under Coverage C. Attached garages (B) are covered under the dwelling protection part of the policy, not personal property. Detached garages (D) can be covered under other structures protection, not under personal property.

Which of the Following Is Covered Under 'Coverage C-Personal Property