The insuring agreement for this coverage includes two promises by the insurer: to pay damages for which the insured is legally liable and to "provide a defense at our expense by counsel of our choice, even if the suit is groundless, false, or fraudulent." Identify this coverage in a homeowners policy.
A)Coverage A-Dwelling
B)Coverage B-Other Structures
C)Coverage C-Personal Property
D)Coverage D-Loss of Use
E)Coverage E-Personal Liability

Question

Quizplus · Accepted Answer

Coverage E-Personal Liability in a homeowners policy includes the insurer's promises to pay damages for which the insured is legally liable and to provide a defense at the insurer's expense, even if the suit is groundless, false, or fraudulent.

The Insuring Agreement for This Coverage Includes Two Promises by the Insurer