Riders are used with life/health policies, whereas endorsements are used with property/casualty policies.
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Q7: Suspension of an insurance contract negates coverage
Q8: Exclusions exist to limit coverage of nonfortuitous
Q9: A named-perils policy usually requires a higher
Q10: Losses due to wear and tear are
Q11: Losses that are accidental make prediction difficult,
Q13: More insurance is bought rather than sold.
Q14: Liability policies usually cover damage to or
Q15: The earthquake peril requires separate rating and
Q16: Actual cash value and replacement cost are
Q17: Inherent vice is excluded in insurance coverage.
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