A Waiver of Premium Rider Increases the Benefits of a Life

A waiver of premium rider increases the benefits of a life insurance policy by:

A) providing for continued coverage without continued payment of premiums after a specific age.
B) providing for continued coverage without continued payment of premiums if the insured becomes totally disabled.
C) paying the face value to the insured before his or her death, after the premium payment period is over.
D) providing for continued coverage without payment of premiums in case of certain conditions.
E) insuring a few exposures that are normally not insured in a life insurance policy.