Redlining decisions are made by considering individual insurance applicants.Most often, the redlining is in rich metropolitan areas, placing low-income inner-city dwellers at great advantage.

Question

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Redlining refers to the discriminatory practice where services (like banking, insurance, access to jobs, and even supermarkets) are withheld from potential customers who reside in neighborhoods classified as 'poor' or 'risky,' often based on racial or economic factors. This practice places low-income inner-city dwellers at a disadvantage, not an advantage, and is more commonly associated with marginalized communities rather than rich metropolitan areas.

Redlining Decisions Are Made by Considering Individual Insurance Applicants