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The Adjustments for Various Factors in Life Insurance Premiums Are

Question 50

Multiple Choice

The adjustments for various factors in life insurance premiums are known as premium elements.First, the premium is reduced because the insurer:


A) recognizes that the insured has to pay taxes.
B) expects to earn investment income.
C) expects additional administrative expenditures.
D) has transferred the risk to the insured.
E) has a risk of not predicting future losses accurately.

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