The Insurer Assumes the Insureds Risk by Promising to Pay

The insurer assumes the insureds risk by promising to pay whatever loss may occur as long as it:

A) is not a catastrophic loss and the insurer has enough funds to cover it.
B) fits the description given in the policy and is not larger than the amount of insurance sold.
C) is not covered by the federal insurance agencies.
D) has reinsured the risk to a larger insurer or a federal insurance agency.
E) premiums are paid.