The Insurer Cannot Replace Sentimental Value or Bear the Psychological

The insurer cannot replace sentimental value or bear the psychological cost of a loss.The death of a loved one can cause almost unbearable mental suffering that is in no way relieved by receiving a sum of money from the insurer.Because these noneconomic risks create uncertainty, it is apparent that:

A) insurance is not required.
B) insurers should pay for the claims in financial and nonfinancial terms.
C) insurance cannot completely eliminate uncertainty.
D) insureds need not take an insurance policy.
E) large insurers do not have an edge over small insurers.