Identify the Risk Averse Individual

Identify the risk averse individual.

A) Justin is willing to pay extra to have the security of knowing that unpleasant risks will be removed from his life.
B) Niomi is someone who will enter into an endeavor as long as a positive long run return on the money is possible, however unlikely.
C) Laura hopes to maximize the value of retirement investments by investing the stock market.
D) Glen will not pay extra to have risk transferred to someone else, nor will he pay to engage in a risky endeavor.
E) Ben does not pay for insurance, nor does he gamble.