In the Early 1900s, Was It Difficult for Working-Class Families

In the early 1900s, was it difficult for working-class families to buy their own homes? Why or why not?

A) Yes, because it was impossible for such families to save enough money for the down payment.
B) Yes, because mortgage interest rates were high and repayment periods were short.
C) No, because employers often would help finance homes.
D) No, because government programs made homeownership possible for all.