In determining the amount of income you will need for retirement, you should consider all of the following, except

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Inheritance from your children is not a reliable factor to consider when determining the amount of income you will need for retirement, as it is uncertain and depends on many variables outside of your control. Retirement planning should focus on factors you can predict or estimate with some degree of accuracy, such as personal needs, inflation, and expected retirement duration.

In Determining the Amount of Income You Will Need for Retirement