The constitutional beneficiary is the person who will receive the death benefits if the primary beneficiary is no longer living when the policyholder dies.

Question

Quizplus · Accepted Answer

The term "constitutional beneficiary" is not a recognized term in insurance or estate planning. The correct term for the person who will receive the death benefits if the primary beneficiary is no longer living when the policyholder dies is "contingent beneficiary" or "secondary beneficiary."

The Constitutional Beneficiary Is the Person Who Will Receive the Death