In most HMOs, a person in unable to see a specialist without being referred by the primary care physician.

Name: In most HMOs, a person in unable to see a specialist without being referred by the primary care physician.
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In most Health Maintenance Organizations (HMOs), members are required to choose a primary care physician (PCP) who acts as a gatekeeper to direct access to specialist care, meaning a referral from the PCP is typically necessary to see a specialist.

In Most HMOs, a Person in Unable to See a Specialist