What would be the out-of-pocket cost to an individual whose health care policy includes a 20% co-pay for all long-term illnesses? The policy has a stop-loss provision of $40,000. A current long-term illness has resulted in total expenses of $250,000.

Question

Quizplus · Accepted Answer

The stop-loss provision limits the out-of-pocket expenses to $40,000, regardless of the 20% co-pay on the total expenses.

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